/* Mobile first. Breakpoints: small 36rem, navigation 48rem, wide 64rem.
   CSS variables cannot drive media queries; matching tokens document the contract. */
:root {
  color-scheme: light;
  --color-background: #faf8f2;
  --color-surface: #ffffff;
  --color-text: #203c32;
  --color-muted: #505e61;
  --color-green: #225a42;
  --color-green-hover: #17432f;
  --color-sage: #e9f0e6;
  --color-border: #dfe5df;
  --color-amber: #80500b;
  --color-amber-bg: #fff1ce;
  --color-alert: #a12b29;
  --color-focus: #80500b;
  --font-family: system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  --text-small: 0.875rem;
  --text-body: 1rem;
  --text-lead: clamp(1.125rem, 1.65vw, 1.375rem);
  --text-h1: clamp(2.5rem, 5.2vw, 4.5rem);
  --text-h2: clamp(1.75rem, 3vw, 2.5rem);
  --text-h3: 1.125rem;
  --line-body: 1.55;
  --line-heading: 1.09;
  --space-1: 0.25rem;
  --space-2: 0.5rem;
  --space-3: 0.75rem;
  --space-4: 1rem;
  --space-5: 1.5rem;
  --space-6: 2rem;
  --space-7: 3rem;
  --space-8: 4rem;
  --space-9: 5rem;
  --radius-small: 0.5rem;
  --radius-card: 0.75rem;
  --radius-pill: 999px;
  --shadow-card: 0 3px 12px rgb(32 60 50 / 5%);
  --width-content: 72.5rem;
  --width-prose: 44rem;
  --breakpoint-small: 36rem;
  --breakpoint-navigation: 48rem;
  --breakpoint-wide: 64rem;
}

*, *::before, *::after { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body { margin: 0; background: var(--color-background); color: var(--color-text); font-family: var(--font-family); font-size: var(--text-body); line-height: var(--line-body); }
button, input, select, textarea { font: inherit; }
button, a { -webkit-tap-highlight-color: transparent; }
button { cursor: pointer; }
img, svg { max-width: 100%; }
[hidden] { display: none !important; }
/* The parser-time marker reserves the final layout before modules arrive.
   Pending forms stay inert; without JS they remain hidden with the existing notice. */
html.js [data-initial-form][hidden] { display: block !important; }
html.js [data-loading] { display: none; }
a { color: var(--color-green); text-underline-offset: 0.2em; text-decoration-thickness: 1px; }
a:hover { color: var(--color-green-hover); }
:focus-visible { outline: 3px solid var(--color-focus); outline-offset: 5px; border-radius: 3px; }
main:focus { outline: none; }
h1, h2, h3, p { margin: 0; }
h1, h2, h3 { font-weight: 750; text-wrap: balance; }
h1 { font-size: var(--text-h1); line-height: var(--line-heading); letter-spacing: -0.045em; }
h2 { font-size: var(--text-h2); line-height: 1.18; letter-spacing: -0.035em; }
h3 { font-size: var(--text-h3); line-height: 1.3; letter-spacing: -0.02em; }
p { color: var(--color-muted); }
.container { width: min(calc(100% - 2.5rem), var(--width-content)); margin-inline: auto; }
.skip-link { position: absolute; z-index: 10; top: 0.5rem; left: 1rem; transform: translateY(-200%); padding: 0.75rem 1rem; background: var(--color-surface); border: 2px solid var(--color-green); border-radius: var(--radius-small); font-weight: 650; }
.skip-link:focus { transform: translateY(0); }
.site-header { display: flex; flex-wrap: wrap; align-items: center; justify-content: space-between; gap: 1rem; min-height: 5.5rem; padding-block: 1rem; }
.brand { display: inline-flex; align-items: center; min-height: 2.75rem; font-size: 1.375rem; font-weight: 800; color: var(--color-text); letter-spacing: -0.04em; text-decoration: none; white-space: nowrap; }
.brand { gap: var(--space-2); }
.brand-symbol { flex: 0 0 1.5rem; width: 1.5rem; height: 1.5rem; }
.primary-nav { width: 100%; }
.primary-nav ul { display: flex; flex-wrap: wrap; gap: 0.25rem 1.25rem; margin: 0; padding: 0; list-style: none; }
.primary-nav a { display: flex; align-items: center; min-height: 2.75rem; color: var(--color-muted); font-size: var(--text-small); text-decoration: none; border-bottom: 2px solid transparent; }
.primary-nav a:hover, .primary-nav [aria-current="page"] { color: var(--color-green); }
.primary-nav [aria-current="page"] { border-color: var(--color-green); font-weight: 650; }
.menu-toggle { min-height: 2.75rem; padding: 0.5rem 0.875rem; color: var(--color-green); background: var(--color-surface); border: 1px solid var(--color-border); border-radius: var(--radius-small); font-size: var(--text-small); font-weight: 650; }
.hero { display: grid; gap: var(--space-7); align-items: center; padding-block: var(--space-6) var(--space-7); }
.hero h1 { max-width: 15ch; }
.lead { margin-top: var(--space-5); font-size: var(--text-lead); line-height: 1.5; max-width: 52ch; }
.hero-actions { display: flex; flex-wrap: wrap; align-items: center; gap: 1.25rem 1.75rem; margin-top: var(--space-6); }
.button { display: inline-flex; justify-content: center; align-items: center; gap: 0.75rem; min-height: 3.5rem; padding: 0.9rem 1.375rem; color: white; background: var(--color-green); border: 1px solid var(--color-green); border-radius: var(--radius-small); font-size: var(--text-body); font-weight: 650; line-height: 1.35; text-decoration: none; }
.button:hover { background: var(--color-green-hover); color: white; }
.icon { flex-shrink: 0; vertical-align: middle; }
.text-link { display: inline-flex; align-items: center; gap: 0.65rem; min-height: 2.75rem; width: fit-content; font-size: var(--text-body); font-weight: 600; line-height: 1.4; }
.journey { padding: var(--space-6); background: var(--color-sage); border-radius: var(--radius-card); }
.journey h2 { font-size: clamp(1.375rem, 2.5vw, 1.875rem); letter-spacing: -0.035em; }
.journey ol { display: grid; gap: 1.25rem; counter-reset: journey; list-style: none; padding: 0; margin: var(--space-5) 0 0; }
.journey li { display: flex; align-items: center; gap: var(--space-4); position: relative; counter-increment: journey; font-size: 1.125rem; line-height: 1.4; }
.journey li::before { display: grid; place-items: center; content: counter(journey); width: 2.75rem; height: 2.75rem; flex-shrink: 0; color: white; background: var(--color-green); border-radius: 50%; font-weight: 600; font-variant-numeric: tabular-nums; }
.journey li:not(:last-child)::after { content: ""; position: absolute; top: 2.9rem; left: 1.34rem; height: 0.95rem; width: 2px; background: #b5c9b8; }
.section { padding-block: var(--space-6) var(--space-7); scroll-margin-top: var(--space-5); }
.section-intro { margin-top: var(--space-3); font-size: 1.125rem; max-width: 70ch; }
.situation-grid, .tool-grid { display: grid; gap: var(--space-4); margin-top: var(--space-5); }
.situation-card, .tool-card { display: flex; flex-direction: column; align-items: flex-start; gap: var(--space-3); padding: var(--space-5); border: 1px solid var(--color-border); border-radius: var(--radius-card); background: var(--color-surface); }
.situation-card { gap: var(--space-4); }
.situation-heading { display: flex; align-items: flex-start; gap: var(--space-2); }
.card-icon { flex-shrink: 0; width: 1.75rem; height: 1.75rem; color: var(--color-green); }
.situation-heading .card-icon { margin-top: -0.1rem; }
.tool-card-top { display: flex; align-items: center; justify-content: space-between; gap: var(--space-3); width: 100%; }
.situation-card .text-link, .tool-card .text-link { margin-top: auto; }
.status { display: inline-flex; border-radius: var(--radius-pill); padding: 0.125rem 0.625rem; color: var(--color-amber); background: var(--color-amber-bg); font-size: 0.8125rem; font-weight: 700; line-height: 1.6; }
.status-ready { color: var(--color-green); background: var(--color-sage); }
.tool-card h3 { font-size: 1.1875rem; }
.tool-card p { max-width: 58ch; }
.tools-preview { padding-bottom: var(--space-8); }
.site-footer { border-top: 1px solid var(--color-border); background: var(--color-surface); margin-top: var(--space-5); }
.footer-inner { display: flex; flex-wrap: wrap; align-items: center; gap: var(--space-3) var(--space-5); padding-block: var(--space-5); }
.brand-small { font-size: 1.25rem; }
.footer-inner p { font-size: var(--text-small); }
.footer-inner .footer-copyright { width: 100%; font-size: 0.8125rem; }
.footer-inner nav { display: flex; flex-wrap: wrap; gap: var(--space-3) var(--space-5); width: 100%; }
.footer-inner nav a { display: flex; align-items: center; min-height: 2.75rem; font-size: var(--text-small); color: var(--color-muted); }
.breadcrumbs { margin-block: var(--space-4); color: var(--color-muted); font-size: var(--text-small); }
.breadcrumbs ol { display: flex; flex-wrap: wrap; gap: 0.5rem; list-style: none; padding: 0; margin: 0; }
.breadcrumbs li { display: inline-flex; align-items: center; gap: 0.5rem; min-height: 2.75rem; }
.breadcrumbs li + li::before { content: "/"; color: var(--color-muted); }
.breadcrumbs a { display: inline-flex; align-items: center; min-height: 2.75rem; }
.page-content { padding-block: var(--space-5) var(--space-8); min-height: 65vh; }
.page-heading { margin-bottom: var(--space-7); max-width: 60rem; }
.page-heading h1 { max-width: 20ch; font-size: clamp(2.5rem, 4.5vw, 4rem); }
.prose { max-width: var(--width-prose); }
.prose p { margin-top: var(--space-4); font-size: 1.125rem; line-height: 1.65; }
.prose h2 { font-size: clamp(1.5rem, 2.5vw, 2rem); }
.guidance { border-left: 3px solid var(--color-green); padding-left: var(--space-5); margin-bottom: var(--space-6); }
.catalog-section { padding-block: var(--space-5); scroll-margin-top: var(--space-5); }
.about-copy section { margin-bottom: var(--space-7); }
.institutional-copy section { margin-bottom: var(--space-6); }
.institutional-copy > p { margin-bottom: var(--space-6); }
.institutional-copy ul { padding-left: var(--space-5); color: var(--color-muted); font-size: 1.125rem; }
.institutional-copy li { margin-top: var(--space-2); }
.contact-email { display: inline-flex; align-items: center; min-height: 2.75rem; font-weight: 650; }
.tool-workspace { max-width: 52rem; background: var(--color-surface); padding: var(--space-6); border: 1px solid var(--color-border); border-radius: var(--radius-card); }
.tool-workspace h2 { font-size: clamp(1.5rem, 2.8vw, 2rem); margin-top: var(--space-4); }
.tool-workspace p { margin-top: var(--space-4); max-width: 60ch; }
.privacy-note { border-top: 1px solid var(--color-border); padding-top: var(--space-5); font-size: var(--text-small); }
.back-link { margin-top: var(--space-6); }
.error-page { max-width: 56rem; }
.error-code { color: var(--color-amber); font-size: 1.125rem; font-weight: 700; margin-bottom: var(--space-4); font-variant-numeric: tabular-nums; }
.error-page h1 { font-size: clamp(2.5rem, 4.5vw, 4rem); }

/* Debt planner: existing tokens, browser-only inputs and results. */
.debt-planner { max-width: 60rem; padding: var(--space-4); overflow-wrap: anywhere; }
.debt-planner > h2 { margin-top: 0; }
.debt-entry { min-width: 0; margin: var(--space-5) 0; padding: var(--space-4); border: 1px solid var(--color-border); border-radius: var(--radius-small); }
.debt-entry legend { padding-inline: var(--space-2); color: var(--color-text); font-size: var(--text-h3); font-weight: 750; }
.debt-fields { display: grid; gap: var(--space-5); }
.field { min-width: 0; }
.field label { display: block; margin-bottom: var(--space-2); font-weight: 650; }
.field-optional { color: var(--color-muted); font-size: var(--text-small); font-weight: 400; }
.field input, .field select { width: 100%; min-height: 3rem; padding: 0.65rem 0.75rem; color: var(--color-text); background: var(--color-surface); border: 1px solid var(--color-muted); border-radius: var(--radius-small); font-size: 1rem; }
.field [aria-invalid="true"] { border: 2px solid var(--color-alert); }
.debt-planner .field-help, .debt-planner .field-error { margin-top: var(--space-2); font-size: var(--text-small); line-height: 1.5; }
.debt-planner .field-error { color: var(--color-alert); font-weight: 600; }
.button-secondary { display: inline-flex; align-items: center; justify-content: center; min-height: 2.75rem; padding: 0.6rem 0.875rem; border: 1px solid var(--color-border); border-radius: var(--radius-small); color: var(--color-green); background: var(--color-surface); font-weight: 600; line-height: 1.4; }
.button-secondary:hover { border-color: var(--color-green); }
.button-secondary:disabled { color: var(--color-muted); cursor: default; background: var(--color-background); }
.remove-debt { margin-top: var(--space-5); }
.budget-field { margin-block: var(--space-7) var(--space-5); }
.budget-field label { font-size: var(--text-h3); }
.budget-field input { max-width: 24rem; }
.planner-actions { display: flex; flex-wrap: wrap; gap: var(--space-4); }
.debt-planner .notice { padding: var(--space-4); border-left: 3px solid var(--color-amber); background: var(--color-amber-bg); color: var(--color-text); }
.planner-live:empty { display: none; }
.planner-results { border-top: 1px solid var(--color-border); margin-top: var(--space-7); padding-top: var(--space-5); }
.planner-results h2, .planner-results h3, .planner-results h4, .planner-results h5 { margin: 0; }
.plan-summary { display: grid; gap: var(--space-4); margin-block: var(--space-5); }
.plan-summary > div { padding: var(--space-4); background: var(--color-sage); border-radius: var(--radius-small); }
.plan-summary dt, .strategy-metrics dt, .schedule-values dt { color: var(--color-muted); font-size: var(--text-small); }
.plan-summary dd, .strategy-metrics dd, .schedule-values dd { margin: var(--space-1) 0 0; font-weight: 650; font-variant-numeric: tabular-nums; }
.plan-summary dd { font-size: 1.25rem; }
.strategy-grid { display: grid; gap: var(--space-4); margin-block: var(--space-5); }
.strategy-card { border: 1px solid var(--color-border); border-radius: var(--radius-card); padding: var(--space-4); }
.strategy-card h3 { font-size: 1.5rem; }
.strategy-metrics { display: grid; gap: var(--space-3); margin-block: var(--space-5); }
.payoff-list { margin: var(--space-3) 0 0; padding-left: 1.5rem; }
.payoff-list li { padding-block: var(--space-2); }
.payoff-list span { display: block; color: var(--color-muted); font-size: var(--text-small); }
.strategy-picker { min-width: 0; padding: 0; border: 0; margin-block: var(--space-6); }
.strategy-picker legend { font-weight: 650; margin-bottom: var(--space-3); }
.strategy-options { display: flex; flex-wrap: wrap; gap: var(--space-3); }
.strategy-option { display: flex; align-items: center; gap: var(--space-3); min-height: 3rem; padding: var(--space-3); border: 1px solid var(--color-border); border-radius: var(--radius-small); cursor: pointer; }
.strategy-option:has(input:checked) { background: var(--color-sage); border-color: var(--color-green); }
.strategy-option input { width: 1.25rem; height: 1.25rem; margin: 0; accent-color: var(--color-green); }
.selected-plan { margin-top: var(--space-5); }
.chart-figure { margin: var(--space-4) 0; }
.debt-chart { display: block; width: 100%; height: auto; color: var(--color-green); }
.chart-grid { stroke: var(--color-border); stroke-width: 1; }
.chart-line { fill: none; stroke: currentColor; stroke-width: 3; stroke-linejoin: round; }
.chart-labels { display: flex; justify-content: space-between; padding-inline: 3.3333%; margin-top: var(--space-2); color: var(--color-muted); font-size: var(--text-small); }
.debt-planner details, .tool-explanation details { border-top: 1px solid var(--color-border); margin-top: var(--space-4); }
.debt-planner summary, .tool-explanation summary { min-height: 2.75rem; padding-block: var(--space-3); font-weight: 650; cursor: pointer; }
.schedule-list { list-style: none; margin: var(--space-4) 0; padding: 0; }
.schedule-list > li { margin-bottom: var(--space-5); padding: var(--space-4); border: 1px solid var(--color-border); border-radius: var(--radius-small); }
.schedule-debt { margin-top: var(--space-4); padding-top: var(--space-3); border-top: 1px solid var(--color-border); }
.schedule-debt h5 { font-size: var(--text-body); }
.schedule-values { display: grid; gap: var(--space-3); margin-block: var(--space-3); }
.tool-explanation { margin-top: var(--space-7); }
.tool-explanation > section { margin-bottom: var(--space-7); }

/* Fixed-payment comparison: same tokens and financial workspace conventions. */
.loan-form-blocks, .loan-fields { display: grid; gap: var(--space-5); }
.loan-form-blocks { gap: 0 var(--space-5); margin-bottom: var(--space-4); align-items: start; }
.loan-entry { margin-bottom: var(--space-4); }
.card-fields { display: grid; gap: var(--space-5); }
.card-cycle > div:first-child { border: 1px solid var(--color-green); }
.card-legal { margin-top: var(--space-6); padding: var(--space-4); border: 1px solid var(--color-border); border-radius: var(--radius-small); }
.card-related { margin-top: var(--space-6); }
.card-payment-comparison { margin-top: var(--space-6); }
.card-payment-grid h4 { font-size: var(--text-h3); }
.loan-principals { display: grid; gap: var(--space-3); margin-block: var(--space-4); }
.loan-principals dt { color: var(--color-muted); font-size: var(--text-small); }
.loan-principals dd { margin: var(--space-1) 0 0; font-weight: 650; font-variant-numeric: tabular-nums; }
.loan-funding { margin-top: var(--space-5); }
.loan-key-message { font-size: 1.125rem; font-weight: 650; color: var(--color-text); }
.loan-alerts { padding-left: var(--space-5); margin-block: var(--space-3) var(--space-6); color: var(--color-muted); }
.loan-alerts li + li { margin-top: var(--space-3); }
.loan-chart { margin-top: var(--space-6); }
.loan-chart-metric { margin: var(--space-5) 0; padding: var(--space-4); background: var(--color-background); border-radius: var(--radius-small); }
.loan-chart-metric figcaption { font-weight: 650; }
.loan-chart-values { margin: var(--space-3) 0 0; display: grid; gap: var(--space-3); font-size: var(--text-small); }
.loan-chart-values > div { min-width: 0; }
.loan-chart-values dd { margin: var(--space-1) 0; font-weight: 650; font-variant-numeric: tabular-nums; }
.comparison-track { height: 0.625rem; background: var(--color-border); border-radius: var(--radius-pill); overflow: hidden; }
.comparison-bar { display: block; height: 100%; background: var(--color-muted); border-radius: inherit; }
.comparison-bar-new { background: var(--color-green); }

/* Monthly budget: shared fields/metrics, one-month categories and local printing. */
.budget-fields { display: grid; gap: var(--space-5); }
.budget-income { margin-block: var(--space-5); padding-bottom: var(--space-5); border-bottom: 1px solid var(--color-border); }
.budget-income h3 { margin-bottom: var(--space-4); }
.budget-income [data-remove-income] { margin-top: var(--space-4); }
.budget-distribution, .budget-reading, .budget-print-actions { margin-top: var(--space-6); }
.budget-distribution figure { margin: 0; }
.budget-top-label { font-weight: 650; }
.budget-ranking { list-style: none; margin: var(--space-4) 0 0; padding: 0; display: grid; gap: var(--space-4); }
.budget-category { min-width: 0; padding: var(--space-4); border: 1px solid var(--color-border); border-radius: var(--radius-small); }
.budget-category-heading { display: flex; flex-wrap: wrap; justify-content: space-between; gap: var(--space-2) var(--space-4); }
.budget-category-heading h4 { font-size: var(--text-h3); }
.budget-top-category { color: var(--color-green); }
.budget-category strong { font-variant-numeric: tabular-nums; }
.budget-category .comparison-track { margin-top: var(--space-3); }

/* Reserve planning uses the approved financial fields, metrics and cards. */
.reserve-fields { display: grid; gap: var(--space-5); }
.reserve-progress { margin: var(--space-6) 0; }
.reserve-progress .comparison-track { margin-top: var(--space-3); }
.reserve-comparison, .reserve-print-actions { margin-top: var(--space-6); }
.emergency-reserve .plan-summary > div, .emergency-reserve .strategy-card { min-width: 0; overflow-wrap: anywhere; }

.installment-fields { display: grid; gap: var(--space-5); }
.installment-comparison .plan-summary { margin: var(--space-6) 0; }
.installment-comparison .plan-summary > div { min-width: 0; overflow-wrap: anywhere; }
.installment-costs > div { border: 1px solid var(--color-border); }

@media (min-width: 36rem) {
  .debt-planner { padding: var(--space-6); }
  .plan-summary, .schedule-values { grid-template-columns: repeat(2, minmax(0, 1fr)); }
}
@media (min-width: 48rem) {
  .debt-fields { grid-template-columns: repeat(3, minmax(0, 1fr)); }
  .debt-fields .field:first-child { grid-column: span 2; }
  .strategy-grid { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .strategy-card { padding: var(--space-5); }
  .schedule-values { grid-template-columns: repeat(3, minmax(0, 1fr)); }
  .loan-form-blocks, .loan-principals { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .card-fields { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .budget-fields { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .reserve-fields { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .installment-fields { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .installment-costs { grid-template-columns: repeat(3, minmax(0, 1fr)); }
  .loan-comparison .plan-summary { grid-template-columns: repeat(3, minmax(0, 1fr)); }
}

@media (max-width: 47.999rem) {
  html.js .menu-toggle[hidden] { display: inline-flex !important; }
  html.js .primary-nav:not([data-open="true"]) { display: none; }
  .primary-nav[data-enhanced="true"][data-open="false"] { display: none; }
}
@media (min-width: 36rem) {
  .container { width: min(calc(100% - 4rem), var(--width-content)); }
  .situation-grid, .tool-grid { grid-template-columns: repeat(2, minmax(0, 1fr)); }
}
@media (min-width: 48rem) {
  .site-header { flex-wrap: nowrap; min-height: 6rem; }
  .primary-nav { width: auto; }
  .primary-nav ul { gap: 1.5rem; }
  .menu-toggle { display: none; }
  .hero { grid-template-columns: 1.2fr 1fr; gap: var(--space-7); padding-block: var(--space-7) var(--space-7); }
  .journey { padding: 2.5rem; }
  .footer-inner nav { margin-left: auto; width: auto; }
}
@media (min-width: 64rem) {
  .card-payment-grid { grid-template-columns: repeat(3, minmax(0, 1fr)); }
  .hero { gap: var(--space-8); padding-block: var(--space-6) var(--space-7); }
  .situation-grid { grid-template-columns: repeat(4, minmax(0, 1fr)); }
  .situation-card { min-height: 15.5rem; }
  .section { padding-block: var(--space-6) var(--space-7); }
}
@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after { animation: none !important; transition: none !important; }
}
@media print {
  .installment-page { background: white; color: #203c32; }
  .installment-page .site-header, .installment-page .site-footer, .installment-page .skip-link,
  .installment-page .breadcrumbs, .installment-page .page-heading, .installment-page .tool-explanation,
  .installment-page .back-link, .installment-page .installment-print-actions, .installment-page .installment-print-help,
  .installment-page .installment-comparison > :not([data-installment-results]) { display: none !important; }
  .installment-page .container { width: 100%; margin: 0; }
  .installment-page .page-content, .installment-page .planner-results { padding: 0; margin: 0; }
  .installment-page .installment-comparison { max-width: none; border: 0; padding: 0; }
  .installment-page .planner-results { border: 0; }
  .installment-page .plan-summary { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .installment-page .plan-summary > div { break-inside: avoid; }
  .reserve-page { background: white; color: #203c32; }
  .reserve-page .site-header, .reserve-page .site-footer, .reserve-page .skip-link,
  .reserve-page .breadcrumbs, .reserve-page .page-heading, .reserve-page .tool-explanation,
  .reserve-page .back-link, .reserve-page .reserve-print-actions, .reserve-page .reserve-print-help,
  .reserve-page .emergency-reserve > :not([data-reserve-results]) { display: none !important; }
  .reserve-page .container { width: 100%; margin: 0; }
  .reserve-page .page-content, .reserve-page .planner-results { padding: 0; margin: 0; }
  .reserve-page .emergency-reserve { max-width: none; border: 0; padding: 0; }
  .reserve-page .planner-results { border: 0; }
  .reserve-page .plan-summary, .reserve-page .strategy-grid { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .reserve-page .strategy-card, .reserve-page .plan-summary > div { break-inside: avoid; }
  .reserve-page .comparison-track { display: none; }
  .budget-page { background: white; color: #203c32; }
  .budget-page .site-header, .budget-page .site-footer, .budget-page .skip-link,
  .budget-page .breadcrumbs, .budget-page .page-heading, .budget-page .tool-explanation,
  .budget-page .back-link, .budget-page [data-budget-form], .budget-page .planner-live,
  .budget-page .budget-print-actions, .budget-page .budget-print-help,
  .budget-page .monthly-budget > :not([data-budget-results]) { display: none !important; }
  .budget-page .container { width: 100%; margin: 0; }
  .budget-page .page-content { padding: 0; }
  .budget-page .monthly-budget { max-width: none; border: 0; padding: 0; }
  .budget-page .planner-results { border: 0; padding: 0; margin: 0; }
  .budget-page .plan-summary { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .budget-page .budget-category, .budget-page .plan-summary > div { break-inside: avoid; }
  .budget-page .comparison-track { display: none; }
}

/* Stable, separately labelled historical ad unit; outside financial workspaces. */
.tool-ad { margin-block: var(--space-7); padding-block: var(--space-4); min-height: 176px; }
.tool-ad > p { margin: 0 0 var(--space-3); text-align: center; }
canvas.comparison-bar { width: 100%; background: transparent; }
@media print { .tool-ad { display: none; } }

.sr-only { position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px; overflow: hidden; clip-path: inset(50%); white-space: nowrap; border: 0; }